How Much Is a Personal Injury Case Worth in Ohio?

There is no fixed price for an injury claim — but understanding what drives value helps you recognize a fair offer from a lowball one.

Economic Damages

These are your measurable losses: past and future medical bills, lost wages, reduced earning capacity, and property damage. In Ohio, economic damages are not capped — they're limited only by what you can prove, which is why documenting future costs matters.

Non-Economic Damages and Ohio's Cap

Ohio caps non-economic damages (pain and suffering) in most injury cases at the greater of $250,000 or three times economic damages, up to $350,000 per plaintiff — though the cap does not apply to catastrophic injuries like permanent disfigurement or loss of a limb.

How Fault Affects Value

Ohio follows a modified comparative negligence rule with a 51% bar (R.C. § 2315.33): you can recover damages as long as you are not more than 50% at fault, but your award is reduced by your percentage of responsibility.

Coverage Limits and Real-World Recovery

Ohio requires drivers to carry at least $25,000 per person and $50,000 per accident in bodily injury liability coverage, plus $25,000 in property damage — minimums that rarely cover a serious injury. That's why identifying every liable party and every available policy — including your own UM/UIM coverage — often matters more than the theoretical 'value' of the claim.

This article is for general informational purposes only and is not legal advice. Laws change and every case is different. For guidance on your specific situation, consult a licensed Ohio attorney.