In the stressful minutes after a crash, a few careless words can cost you thousands — here's what to keep to yourself.
Don't Apologize or Admit Fault
Saying 'I'm sorry' feels natural, but it can be twisted into an admission. Ohio follows a modified comparative negligence rule with a 51% bar (R.C. § 2315.33): you can recover damages as long as you are not more than 50% at fault, but your award is reduced by your percentage of responsibility. Stick to exchanging information and cooperating with police without speculating about blame.
Don't Say You're 'Fine'
Adrenaline masks injuries. Many serious conditions — concussions, soft-tissue damage, internal injuries — show symptoms hours or days later. Telling anyone you're uninjured can undercut a later claim.
Be Careful With the Insurer
You are not required to give the at-fault insurer a recorded statement, and casual remarks during a 'routine' call are recorded and scrutinized.
What You Should Do
Get medical care, document the scene, report the crash accurately and factually, and contact an attorney before discussing fault or settlement. Personal injury attorneys in Ohio typically work on a contingency fee, meaning you pay nothing upfront and the attorney is paid only a percentage if they recover money for you.
Injured in Ohio? Get a free, confidential case review. No obligation, and no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. Laws change and every case is different. For guidance on your specific situation, consult a licensed Ohio attorney.